Call reports 2019
COMMUNITY WEST BANK — 2019
What COMMUNITY WEST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,564,017,000 | 1,612,833,000 | 1,583,970,000 | 1,596,380,000 |
| Total loans | 921,810,000 | 960,211,000 | 942,503,000 | 943,380,000 |
| Allowance for loan losses | 9,118,000 | 9,405,000 | 9,495,000 | 9,130,000 |
| Securities available for sale | 479,622,000 | 476,211,000 | 469,927,000 | 470,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,293,134,000 | 1,294,720,000 | 1,311,541,000 | 1,334,961,000 |
| Interest-bearing deposits | 742,154,000 | 736,087,000 | 737,010,000 | 738,658,000 |
| Noninterest-bearing deposits | 550,980,000 | 558,633,000 | 574,531,000 | 596,303,000 |
| Equity capital | 231,570,000 | 235,659,000 | 236,489,000 | 231,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 16,410,000 | 33,307,000 | 50,344,000 | 66,786,000 |
| Interest expense | 397,000 | 1,176,000 | 1,847,000 | 2,349,000 |
| Net interest income | 16,013,000 | 32,131,000 | 48,497,000 | 64,437,000 |
| Noninterest income | 1,709,000 | 3,617,000 | 5,494,000 | 7,427,000 |
| Noninterest expense | 11,472,000 | 23,046,000 | 34,410,000 | 45,454,000 |
| Provision for loan losses | -25,000 | 275,000 | 525,000 | 1,025,000 |
| Pretax income | 7,419,000 | 16,142,000 | 24,505,000 | 30,802,000 |
| Income tax | 2,037,000 | 4,496,000 | 7,013,000 | 8,770,000 |
| Net income | 5,382,000 | 11,646,000 | 17,492,000 | 22,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,915,000 | 173,302,000 | 173,270,000 | 171,332,000 |
| Total capital | 182,283,000 | 182,957,000 | 183,015,000 | 180,712,000 |
| Risk-weighted assets | 1,115,667,000 | 1,149,589,000 | 1,145,043,000 | 1,154,003,000 |