Call reports 2016
COMMUNITY WEST BANK — 2016
What COMMUNITY WEST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,271,161,000 | 1,290,367,000 | 1,297,868,000 | 1,442,378,000 |
| Total loans | 609,000,000 | 631,024,000 | 629,827,000 | 756,628,000 |
| Allowance for loan losses | 10,136,000 | 9,872,000 | 9,299,000 | 9,326,000 |
| Securities available for sale | 501,978,000 | 510,401,000 | 551,075,000 | 547,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,104,045,000 | 1,116,676,000 | 1,129,346,000 | 1,256,865,000 |
| Interest-bearing deposits | 695,399,000 | 703,391,000 | 704,314,000 | 760,164,000 |
| Noninterest-bearing deposits | 408,646,000 | 413,285,000 | 425,032,000 | 496,701,000 |
| Equity capital | 149,724,000 | 154,770,000 | 149,305,000 | 167,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,950,000 | 22,522,000 | 33,898,000 | 47,307,000 |
| Interest expense | 221,000 | 450,000 | 690,000 | 975,000 |
| Net interest income | 10,729,000 | 22,072,000 | 33,208,000 | 46,332,000 |
| Noninterest income | 1,612,000 | 3,599,000 | 5,331,000 | 7,169,000 |
| Noninterest expense | 8,804,000 | 18,010,000 | 27,419,000 | 38,007,000 |
| Provision for loan losses | -250,000 | -4,850,000 | -5,850,000 | -5,850,000 |
| Pretax income | 4,781,000 | 13,925,000 | 18,670,000 | 23,128,000 |
| Income tax | 1,285,000 | 4,257,000 | 5,718,000 | 7,266,000 |
| Net income | 3,496,000 | 9,668,000 | 12,952,000 | 15,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,893,000 | 107,537,000 | 105,044,000 | 121,078,000 |
| Total capital | 117,771,000 | 117,612,000 | 114,548,000 | 130,529,000 |
| Risk-weighted assets | 783,000,000 | 797,171,000 | 812,252,000 | 961,596,000 |