Call reports 2015
COMMUNITY WEST BANK — 2015
What COMMUNITY WEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,197,541,000 | 1,216,174,000 | 1,233,423,000 | 1,276,223,000 |
| Total loans | 576,993,000 | 595,497,000 | 599,290,000 | 598,111,000 |
| Allowance for loan losses | 8,399,000 | 8,714,000 | 9,093,000 | 9,610,000 |
| Securities available for sale | 427,811,000 | 430,260,000 | 452,842,000 | 477,554,000 |
| Securities held to maturity | 32,096,000 | 32,230,000 | 32,367,000 | 31,712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,042,037,000 | 1,062,914,000 | 1,076,140,000 | 1,116,851,000 |
| Interest-bearing deposits | 666,084,000 | 673,624,000 | 688,446,000 | 687,494,000 |
| Noninterest-bearing deposits | 375,953,000 | 389,290,000 | 387,694,000 | 429,357,000 |
| Equity capital | 138,752,000 | 137,327,000 | 140,860,000 | 143,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,063,000 | 20,658,000 | 31,401,000 | 42,402,000 |
| Interest expense | 233,000 | 472,000 | 718,000 | 948,000 |
| Net interest income | 9,830,000 | 20,186,000 | 30,683,000 | 41,454,000 |
| Noninterest income | 1,877,000 | 3,967,000 | 5,567,000 | 7,302,000 |
| Noninterest expense | 9,137,000 | 17,641,000 | 26,528,000 | 35,443,000 |
| Provision for loan losses | 0 | 500,000 | 600,000 | 600,000 |
| Pretax income | 3,296,000 | 7,471,000 | 10,581,000 | 14,208,000 |
| Income tax | 729,000 | 1,710,000 | 2,208,000 | 2,868,000 |
| Net income | 2,567,000 | 5,761,000 | 8,373,000 | 11,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,237,000 | 100,620,000 | 101,988,000 | 104,878,000 |
| Total capital | 106,951,000 | 109,551,000 | 111,339,000 | 114,513,000 |
| Risk-weighted assets | 743,554,000 | 753,065,000 | 764,411,000 | 767,025,000 |