Call reports 2014
COMMUNITY WEST BANK — 2014
What COMMUNITY WEST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,138,746,000 | 1,159,949,000 | 1,163,403,000 | 1,191,439,000 |
| Total loans | 514,421,000 | 545,155,000 | 554,736,000 | 572,588,000 |
| Allowance for loan losses | 8,321,000 | 7,307,000 | 7,489,000 | 8,308,000 |
| Securities available for sale | 422,073,000 | 441,223,000 | 447,016,000 | 432,535,000 |
| Securities held to maturity | 31,589,000 | 31,711,000 | 31,837,000 | 31,964,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 991,207,000 | 1,009,246,000 | 1,009,308,000 | 1,039,519,000 |
| Interest-bearing deposits | 636,639,000 | 657,891,000 | 663,880,000 | 662,770,000 |
| Noninterest-bearing deposits | 354,568,000 | 351,355,000 | 345,428,000 | 376,749,000 |
| Equity capital | 130,436,000 | 135,257,000 | 137,140,000 | 135,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 10,494,000 | 20,766,000 | 31,001,000 | 41,366,000 |
| Interest expense | 297,000 | 563,000 | 813,000 | 1,060,000 |
| Net interest income | 10,197,000 | 20,203,000 | 30,188,000 | 40,306,000 |
| Noninterest income | 1,632,000 | 3,535,000 | 5,267,000 | 6,728,000 |
| Noninterest expense | 8,613,000 | 17,177,000 | 26,056,000 | 34,561,000 |
| Provision for loan losses | 0 | -400,000 | -400,000 | 7,985,000 |
| Pretax income | 3,485,000 | 7,294,000 | 10,372,000 | 5,392,000 |
| Income tax | 791,000 | 1,795,000 | 2,411,000 | -283,000 |
| Net income | 2,694,000 | 5,499,000 | 7,961,000 | 5,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,844,000 | 99,296,000 | 101,417,000 | 95,297,000 |
| Total capital | 101,884,000 | 106,729,000 | 108,978,000 | 103,808,000 |
| Risk-weighted assets | 642,780,000 | 676,627,000 | 683,487,000 | 701,330,000 |