Call reports 2013
COMMUNITY WEST BANK — 2013
What COMMUNITY WEST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 885,589,000 | 870,482,000 | 1,091,189,000 | 1,144,956,000 |
| Total loans | 390,965,000 | 404,944,000 | 515,233,000 | 512,357,000 |
| Allowance for loan losses | 9,489,000 | 9,601,000 | 9,732,000 | 9,208,000 |
| Securities available for sale | 367,962,000 | 374,840,000 | 417,833,000 | 443,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 738,656,000 | 740,173,000 | 946,062,000 | 1,004,528,000 |
| Interest-bearing deposits | 510,021,000 | 516,236,000 | 616,710,000 | 647,771,000 |
| Noninterest-bearing deposits | 228,635,000 | 223,937,000 | 329,352,000 | 356,757,000 |
| Equity capital | 119,827,000 | 113,995,000 | 129,394,000 | 124,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,202,000 | 14,446,000 | 25,410,000 | 35,015,000 |
| Interest expense | 310,000 | 621,000 | 964,000 | 1,289,000 |
| Net interest income | 6,892,000 | 13,825,000 | 24,446,000 | 33,726,000 |
| Noninterest income | 1,390,000 | 2,864,000 | 4,618,000 | 6,384,000 |
| Noninterest expense | 6,806,000 | 13,888,000 | 22,710,000 | 31,160,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,289,000 | 3,934,000 | 7,487,000 | 10,215,000 |
| Income tax | 422,000 | 695,000 | 1,169,000 | 1,629,000 |
| Net income | 1,867,000 | 3,239,000 | 6,318,000 | 8,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,078,000 | 86,306,000 | 90,469,000 | 87,674,000 |
| Total capital | 95,332,000 | 92,689,000 | 98,455,000 | 95,639,000 |
| Risk-weighted assets | 486,223,000 | 505,944,000 | 635,842,000 | 635,846,000 |