Call reports 2012
COMMUNITY WEST BANK — 2012
What COMMUNITY WEST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 833,935,000 | 835,244,000 | 886,891,000 | 889,497,000 |
| Total loans | 408,348,000 | 414,343,000 | 399,136,000 | 395,318,000 |
| Allowance for loan losses | 10,285,000 | 10,140,000 | 10,214,000 | 10,133,000 |
| Securities available for sale | 323,748,000 | 322,931,000 | 364,808,000 | 393,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 704,403,000 | 703,549,000 | 740,503,000 | 754,240,000 |
| Interest-bearing deposits | 497,591,000 | 500,518,000 | 508,217,000 | 511,283,000 |
| Noninterest-bearing deposits | 206,812,000 | 203,031,000 | 232,286,000 | 242,957,000 |
| Equity capital | 114,302,000 | 116,993,000 | 118,808,000 | 119,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,215,000 | 16,247,000 | 24,257,000 | 31,856,000 |
| Interest expense | 518,000 | 1,008,000 | 1,416,000 | 1,775,000 |
| Net interest income | 7,697,000 | 15,239,000 | 22,841,000 | 30,081,000 |
| Noninterest income | 1,307,000 | 2,676,000 | 4,113,000 | 5,564,000 |
| Noninterest expense | 6,815,000 | 13,392,000 | 19,926,000 | 26,548,000 |
| Provision for loan losses | 400,000 | 500,000 | 500,000 | 700,000 |
| Pretax income | 2,136,000 | 4,467,000 | 7,815,000 | 10,036,000 |
| Income tax | 356,000 | 881,000 | 1,689,000 | 2,043,000 |
| Net income | 1,780,000 | 3,586,000 | 6,126,000 | 7,993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,539,000 | 85,362,000 | 86,494,000 | 87,911,000 |
| Total capital | 88,867,000 | 91,808,000 | 92,902,000 | 94,336,000 |
| Risk-weighted assets | 492,010,000 | 498,150,000 | 492,630,000 | 497,474,000 |