Call reports 2011
COMMUNITY WEST BANK — 2011
What COMMUNITY WEST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 766,098,000 | 792,271,000 | 834,146,000 | 848,360,000 |
| Total loans | 422,042,000 | 436,340,000 | 425,766,000 | 427,395,000 |
| Allowance for loan losses | 11,019,000 | 11,035,000 | 11,031,000 | 11,396,000 |
| Securities available for sale | 207,403,000 | 213,129,000 | 262,050,000 | 328,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,483,000 | 670,288,000 | 707,222,000 | 713,956,000 |
| Interest-bearing deposits | 478,444,000 | 497,135,000 | 512,121,000 | 504,981,000 |
| Noninterest-bearing deposits | 167,039,000 | 173,153,000 | 195,101,000 | 208,975,000 |
| Equity capital | 102,947,000 | 107,074,000 | 109,930,000 | 111,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,412,000 | 16,981,000 | 25,639,000 | 34,308,000 |
| Interest expense | 787,000 | 1,536,000 | 2,220,000 | 2,842,000 |
| Net interest income | 7,625,000 | 15,445,000 | 23,419,000 | 31,466,000 |
| Noninterest income | 1,792,000 | 3,344,000 | 4,714,000 | 5,992,000 |
| Noninterest expense | 7,063,000 | 14,024,000 | 21,069,000 | 27,740,000 |
| Provision for loan losses | 100,000 | 350,000 | 750,000 | 1,050,000 |
| Pretax income | 2,207,000 | 4,409,000 | 6,532,000 | 8,935,000 |
| Income tax | 542,000 | 891,000 | 1,484,000 | 2,081,000 |
| Net income | 1,665,000 | 3,518,000 | 5,048,000 | 6,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,514,000 | 75,421,000 | 78,546,000 | 81,599,000 |
| Total capital | 77,757,000 | 81,832,000 | 84,993,000 | 88,159,000 |
| Risk-weighted assets | 492,841,000 | 503,257,000 | 498,361,000 | 509,225,000 |