Call reports 2010
COMMUNITY WEST BANK — 2010
What COMMUNITY WEST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 758,965,000 | 755,387,000 | 764,395,000 | 777,134,000 |
| Total loans | 451,890,000 | 468,652,000 | 459,152,000 | 431,597,000 |
| Allowance for loan losses | 10,595,000 | 11,468,000 | 11,106,000 | 11,014,000 |
| Securities available for sale | 192,219,000 | 186,436,000 | 189,079,000 | 191,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 637,481,000 | 632,400,000 | 637,493,000 | 651,566,000 |
| Interest-bearing deposits | 493,562,000 | 487,773,000 | 474,847,000 | 476,648,000 |
| Noninterest-bearing deposits | 143,919,000 | 144,627,000 | 162,646,000 | 174,918,000 |
| Equity capital | 97,722,000 | 99,046,000 | 102,194,000 | 101,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,190,000 | 18,243,000 | 27,446,000 | 36,023,000 |
| Interest expense | 1,179,000 | 2,275,000 | 3,265,000 | 4,181,000 |
| Net interest income | 8,011,000 | 15,968,000 | 24,181,000 | 31,842,000 |
| Noninterest income | 1,310,000 | 2,725,000 | 4,022,000 | 5,475,000 |
| Noninterest expense | 7,097,000 | 14,097,000 | 21,371,000 | 28,254,000 |
| Provision for loan losses | 600,000 | 1,600,000 | 2,900,000 | 3,800,000 |
| Pretax income | 1,645,000 | 2,347,000 | 3,264,000 | 3,485,000 |
| Income tax | 266,000 | 358,000 | 304,000 | -172,000 |
| Net income | 1,379,000 | 1,989,000 | 2,960,000 | 3,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,845,000 | 69,759,000 | 72,538,000 | 69,457,000 |
| Total capital | 75,692,000 | 76,727,000 | 79,381,000 | 75,766,000 |
| Risk-weighted assets | 543,146,000 | 546,280,000 | 535,479,000 | 498,814,000 |