Call reports 2009
COMMUNITY WEST BANK — 2009
What COMMUNITY WEST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 764,727,000 | 745,244,000 | 756,343,000 | 765,032,000 |
| Total loans | 487,610,000 | 492,098,000 | 480,848,000 | 459,207,000 |
| Allowance for loan losses | 7,666,000 | 8,592,000 | 10,027,000 | 10,200,000 |
| Securities available for sale | 173,767,000 | 163,642,000 | 166,395,000 | 197,319,000 |
| Securities held to maturity | 6,314,000 | 5,701,000 | 3,430,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 640,225,000 | 622,696,000 | 638,935,000 | 641,026,000 |
| Interest-bearing deposits | 487,626,000 | 478,323,000 | 485,828,000 | 480,557,000 |
| Noninterest-bearing deposits | 152,599,000 | 144,373,000 | 153,107,000 | 160,469,000 |
| Equity capital | 84,009,000 | 82,739,000 | 87,489,000 | 95,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,468,000 | 20,919,000 | 31,130,000 | 40,738,000 |
| Interest expense | 1,943,000 | 3,612,000 | 5,132,000 | 6,499,000 |
| Net interest income | 8,525,000 | 17,307,000 | 25,998,000 | 34,239,000 |
| Noninterest income | 1,280,000 | 2,619,000 | 3,914,000 | 5,311,000 |
| Noninterest expense | 6,763,000 | 13,781,000 | 20,590,000 | 27,149,000 |
| Provision for loan losses | 1,917,000 | 4,417,000 | 7,650,000 | 10,514,000 |
| Pretax income | 1,574,000 | 2,239,000 | 2,420,000 | 2,353,000 |
| Income tax | 242,000 | 354,000 | 95,000 | -518,000 |
| Net income | 1,332,000 | 1,885,000 | 2,325,000 | 2,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,733,000 | 60,402,000 | 60,955,000 | 66,623,000 |
| Total capital | 67,119,000 | 67,909,000 | 68,226,000 | 73,534,000 |
| Risk-weighted assets | 590,625,000 | 599,513,000 | 576,349,000 | 549,621,000 |