Call reports 2008
COMMUNITY WEST BANK — 2008
What COMMUNITY WEST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 495,390,000 | 521,545,000 | 524,024,000 | 750,438,000 |
| Total loans | 348,644,000 | 352,253,000 | 353,878,000 | 484,238,000 |
| Allowance for loan losses | 3,976,000 | 4,076,000 | 4,533,000 | 7,223,000 |
| Securities available for sale | 101,224,000 | 96,635,000 | 90,533,000 | 185,718,000 |
| Securities held to maturity | 0 | 0 | 7,453,000 | 7,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,729,000 | 418,415,000 | 423,986,000 | 636,146,000 |
| Interest-bearing deposits | 282,678,000 | 289,568,000 | 296,143,000 | 472,973,000 |
| Noninterest-bearing deposits | 129,051,000 | 128,847,000 | 127,843,000 | 163,173,000 |
| Equity capital | 52,551,000 | 51,901,000 | 52,807,000 | 77,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,716,000 | 15,244,000 | 22,952,000 | 31,962,000 |
| Interest expense | 1,840,000 | 3,613,000 | 5,266,000 | 7,233,000 |
| Net interest income | 5,876,000 | 11,631,000 | 17,686,000 | 24,729,000 |
| Noninterest income | 1,211,000 | 2,454,000 | 3,650,000 | 4,908,000 |
| Noninterest expense | 4,883,000 | 9,762,000 | 14,667,000 | 20,642,000 |
| Provision for loan losses | 135,000 | 270,000 | 905,000 | 1,290,000 |
| Pretax income | 2,069,000 | 4,053,000 | 5,920,000 | 7,870,000 |
| Income tax | 698,000 | 1,307,000 | 1,902,000 | 2,462,000 |
| Net income | 1,371,000 | 2,746,000 | 4,018,000 | 5,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,718,000 | 44,129,000 | 45,460,000 | 51,296,000 |
| Total capital | 46,694,000 | 48,205,000 | 49,993,000 | 58,519,000 |
| Risk-weighted assets | 388,010,000 | 398,481,000 | 406,556,000 | 582,232,000 |