Call reports 2007
COMMUNITY WEST BANK — 2007
What COMMUNITY WEST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 472,041,000 | 489,152,000 | 477,048,000 | 483,522,000 |
| Total loans | 327,275,000 | 339,365,000 | 337,737,000 | 341,128,000 |
| Allowance for loan losses | 3,681,000 | 3,743,000 | 3,830,000 | 3,887,000 |
| Securities available for sale | 94,964,000 | 89,591,000 | 85,225,000 | 84,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,158,000 | 422,677,000 | 408,527,000 | 404,016,000 |
| Interest-bearing deposits | 278,235,000 | 283,742,000 | 275,834,000 | 274,461,000 |
| Noninterest-bearing deposits | 136,923,000 | 138,935,000 | 132,693,000 | 129,555,000 |
| Equity capital | 50,644,000 | 49,775,000 | 51,405,000 | 52,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,883,000 | 16,148,000 | 24,454,000 | 32,668,000 |
| Interest expense | 1,861,000 | 3,954,000 | 6,034,000 | 7,990,000 |
| Net interest income | 6,022,000 | 12,194,000 | 18,420,000 | 24,678,000 |
| Noninterest income | 1,087,000 | 2,180,000 | 3,230,000 | 4,353,000 |
| Noninterest expense | 4,623,000 | 9,293,000 | 14,097,000 | 18,783,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 2,410,000 | 4,885,000 | 7,237,000 | 9,831,000 |
| Income tax | 886,000 | 1,673,000 | 2,395,000 | 3,289,000 |
| Net income | 1,524,000 | 3,212,000 | 4,842,000 | 6,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,623,000 | 40,345,000 | 41,440,000 | 42,202,000 |
| Total capital | 44,304,000 | 44,088,000 | 45,270,000 | 46,089,000 |
| Risk-weighted assets | 362,859,000 | 376,338,000 | 377,052,000 | 379,542,000 |