Call reports 2006
COMMUNITY WEST BANK — 2006
What COMMUNITY WEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 474,035,000 | 463,773,000 | 469,856,000 | 500,025,000 |
| Total loans | 293,618,000 | 305,023,000 | 310,935,000 | 322,662,000 |
| Allowance for loan losses | 3,195,000 | 3,425,000 | 3,607,000 | 3,809,000 |
| Securities available for sale | 106,116,000 | 101,067,000 | 94,380,000 | 103,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,323,000 | 401,763,000 | 413,669,000 | 442,103,000 |
| Interest-bearing deposits | 288,587,000 | 268,503,000 | 285,012,000 | 290,464,000 |
| Noninterest-bearing deposits | 132,736,000 | 133,260,000 | 128,657,000 | 151,639,000 |
| Equity capital | 43,625,000 | 44,695,000 | 47,794,000 | 48,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,310,000 | 14,914,000 | 22,830,000 | 31,021,000 |
| Interest expense | 1,280,000 | 2,775,000 | 4,526,000 | 6,398,000 |
| Net interest income | 6,030,000 | 12,139,000 | 18,304,000 | 24,623,000 |
| Noninterest income | 836,000 | 1,892,000 | 3,312,000 | 4,965,000 |
| Noninterest expense | 4,178,000 | 8,452,000 | 13,137,000 | 18,115,000 |
| Provision for loan losses | 400,000 | 500,000 | 600,000 | 800,000 |
| Pretax income | 2,413,000 | 5,188,000 | 8,002,000 | 10,796,000 |
| Income tax | 843,000 | 1,857,000 | 2,896,000 | 3,454,000 |
| Net income | 1,570,000 | 3,331,000 | 5,106,000 | 7,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,106,000 | 35,901,000 | 37,755,000 | 39,045,000 |
| Total capital | 37,301,000 | 39,326,000 | 41,362,000 | 42,854,000 |
| Risk-weighted assets | 335,651,000 | 343,726,000 | 350,270,000 | 364,192,000 |