Call reports 2005
COMMUNITY WEST BANK — 2005
What COMMUNITY WEST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 449,260,000 | 450,272,000 | 461,405,000 | 483,580,000 |
| Total loans | 263,224,000 | 280,746,000 | 291,120,000 | 301,802,000 |
| Allowance for loan losses | 3,457,000 | 3,546,000 | 3,523,000 | 3,339,000 |
| Securities available for sale | 118,950,000 | 108,277,000 | 106,948,000 | 105,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,669,000 | 402,273,000 | 411,781,000 | 432,194,000 |
| Interest-bearing deposits | 278,849,000 | 279,220,000 | 286,896,000 | 278,005,000 |
| Noninterest-bearing deposits | 124,820,000 | 123,053,000 | 124,885,000 | 154,189,000 |
| Equity capital | 37,081,000 | 39,547,000 | 40,771,000 | 42,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,874,000 | 12,201,000 | 18,922,000 | 26,138,000 |
| Interest expense | 788,000 | 1,705,000 | 2,777,000 | 3,986,000 |
| Net interest income | 5,086,000 | 10,496,000 | 16,145,000 | 22,152,000 |
| Noninterest income | 839,000 | 1,764,000 | 2,696,000 | 3,600,000 |
| Noninterest expense | 3,853,000 | 7,738,000 | 11,624,000 | 15,333,000 |
| Provision for loan losses | 8,000 | 8,000 | 18,000 | 518,000 |
| Pretax income | 2,064,000 | 4,586,000 | 7,281,000 | 9,993,000 |
| Income tax | 727,000 | 1,630,000 | 2,605,000 | 3,555,000 |
| Net income | 1,337,000 | 2,956,000 | 4,676,000 | 6,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,229,000 | 28,925,000 | 30,685,000 | 32,493,000 |
| Total capital | 30,686,000 | 32,471,000 | 34,208,000 | 35,832,000 |
| Risk-weighted assets | 308,180,000 | 319,862,000 | 331,479,000 | 342,867,000 |