Call reports 2004
COMMUNITY WEST BANK — 2004
What COMMUNITY WEST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 335,695,000 | 350,352,000 | 356,374,000 | 367,510,000 |
| Total loans | 183,659,000 | 198,205,000 | 208,073,000 | 209,279,000 |
| Allowance for loan losses | 2,499,000 | 2,532,000 | 2,550,000 | 2,689,000 |
| Securities available for sale | 100,542,000 | 96,520,000 | 90,898,000 | 98,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,380,000 | 313,990,000 | 317,636,000 | 326,896,000 |
| Interest-bearing deposits | 205,396,000 | 214,401,000 | 208,415,000 | 220,971,000 |
| Noninterest-bearing deposits | 91,984,000 | 99,589,000 | 109,221,000 | 105,925,000 |
| Equity capital | 26,832,000 | 25,849,000 | 28,046,000 | 30,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,867,000 | 7,801,000 | 12,121,000 | 16,840,000 |
| Interest expense | 496,000 | 960,000 | 1,443,000 | 1,978,000 |
| Net interest income | 3,371,000 | 6,841,000 | 10,678,000 | 14,862,000 |
| Noninterest income | 860,000 | 1,749,000 | 2,572,000 | 3,412,000 |
| Noninterest expense | 3,163,000 | 6,191,000 | 9,284,000 | 12,651,000 |
| Provision for loan losses | 0 | 0 | 0 | -8,000 |
| Pretax income | 1,545,000 | 2,882,000 | 4,449,000 | 6,114,000 |
| Income tax | 619,000 | 1,078,000 | 1,636,000 | 2,102,000 |
| Net income | 926,000 | 1,804,000 | 2,813,000 | 4,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,436,000 | 26,051,000 | 27,061,000 | 29,913,000 |
| Total capital | 27,935,000 | 28,583,000 | 29,611,000 | 32,610,000 |
| Risk-weighted assets | 223,054,000 | 239,026,000 | 247,461,000 | 252,770,000 |