Call reports 2003
COMMUNITY WEST BANK — 2003
What COMMUNITY WEST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 288,018,000 | 311,396,000 | 315,552,000 | 327,416,000 |
| Total loans | 172,779,000 | 173,989,000 | 184,111,000 | 186,274,000 |
| Allowance for loan losses | 2,432,000 | 2,361,000 | 2,373,000 | 2,425,000 |
| Securities available for sale | 74,296,000 | 94,432,000 | 90,464,000 | 95,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,935,000 | 275,337,000 | 279,142,000 | 290,925,000 |
| Interest-bearing deposits | 181,785,000 | 192,671,000 | 196,688,000 | 193,640,000 |
| Noninterest-bearing deposits | 71,150,000 | 82,666,000 | 82,454,000 | 97,285,000 |
| Equity capital | 23,533,000 | 24,669,000 | 24,863,000 | 25,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,699,000 | 7,604,000 | 11,240,000 | 14,970,000 |
| Interest expense | 615,000 | 1,215,000 | 1,763,000 | 2,290,000 |
| Net interest income | 3,084,000 | 6,389,000 | 9,477,000 | 12,680,000 |
| Noninterest income | 1,041,000 | 2,043,000 | 3,028,000 | 3,988,000 |
| Noninterest expense | 3,005,000 | 6,135,000 | 9,097,000 | 12,099,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,120,000 | 2,297,000 | 3,764,000 | 5,075,000 |
| Income tax | 307,000 | 625,000 | 1,052,000 | 1,543,000 |
| Net income | 813,000 | 1,672,000 | 2,712,000 | 3,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,789,000 | 22,649,000 | 23,689,000 | 24,509,000 |
| Total capital | 24,221,000 | 25,010,000 | 26,062,000 | 26,934,000 |
| Risk-weighted assets | 197,392,000 | 206,925,000 | 213,397,000 | 217,828,000 |