Call reports 2002
COMMUNITY WEST BANK — 2002
What COMMUNITY WEST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 237,244,000 | 247,297,000 | 269,425,000 | 282,494,000 |
| Total loans | 144,649,000 | 154,668,000 | 156,791,000 | 158,726,000 |
| Allowance for loan losses | 2,217,000 | 2,389,000 | 2,431,000 | 2,433,000 |
| Securities available for sale | 60,516,000 | 57,309,000 | 65,460,000 | 77,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,882,000 | 208,138,000 | 232,808,000 | 247,022,000 |
| Interest-bearing deposits | 165,681,000 | 165,800,000 | 185,196,000 | 172,535,000 |
| Noninterest-bearing deposits | 35,201,000 | 42,338,000 | 47,612,000 | 74,487,000 |
| Equity capital | 20,021,000 | 21,098,000 | 22,849,000 | 22,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,412,000 | 7,016,000 | 10,783,000 | 14,536,000 |
| Interest expense | 676,000 | 1,359,000 | 2,049,000 | 2,729,000 |
| Net interest income | 2,736,000 | 5,657,000 | 8,734,000 | 11,807,000 |
| Noninterest income | 962,000 | 2,016,000 | 3,064,000 | 4,135,000 |
| Noninterest expense | 2,598,000 | 5,645,000 | 8,593,000 | 11,659,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,127,000 | 2,055,000 | 3,232,000 | 4,310,000 |
| Income tax | 395,000 | 652,000 | 1,014,000 | 1,323,000 |
| Net income | 732,000 | 1,403,000 | 2,218,000 | 2,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,211,000 | 19,886,000 | 20,704,000 | 20,974,000 |
| Total capital | 21,262,000 | 22,080,000 | 22,960,000 | 23,288,000 |
| Risk-weighted assets | 163,932,000 | 175,345,000 | 180,284,000 | 184,975,000 |