Call reports 2001
COMMUNITY WEST BANK — 2001
What COMMUNITY WEST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 193,666,000 | 203,261,000 | 218,634,000 | 218,553,000 |
| Total loans | 104,229,000 | 111,356,000 | 121,071,000 | 133,271,000 |
| Allowance for loan losses | 2,253,000 | 2,299,000 | 2,346,000 | 2,474,000 |
| Securities available for sale | 65,557,000 | 60,450,000 | 67,095,000 | 60,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,222,000 | 180,668,000 | 194,717,000 | 192,190,000 |
| Interest-bearing deposits | 130,513,000 | 134,140,000 | 143,443,000 | 143,136,000 |
| Noninterest-bearing deposits | 41,709,000 | 46,528,000 | 51,274,000 | 49,054,000 |
| Equity capital | 19,102,000 | 19,562,000 | 20,487,000 | 20,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,762,000 | 7,366,000 | 11,000,000 | 14,577,000 |
| Interest expense | 1,227,000 | 2,330,000 | 3,320,000 | 4,139,000 |
| Net interest income | 2,535,000 | 5,036,000 | 7,680,000 | 10,438,000 |
| Noninterest income | 1,479,000 | 2,414,000 | 3,300,000 | 4,224,000 |
| Noninterest expense | 2,693,000 | 5,289,000 | 7,902,000 | 10,568,000 |
| Provision for loan losses | 463,000 | 498,000 | 547,000 | 623,000 |
| Pretax income | 1,174,000 | 2,033,000 | 2,903,000 | 3,939,000 |
| Income tax | 420,000 | 714,000 | 1,015,000 | 1,383,000 |
| Net income | 751,000 | 1,286,000 | 1,856,000 | 2,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,962,000 | 18,499,000 | 18,710,000 | 19,095,000 |
| Total capital | 19,517,000 | 20,143,000 | 20,496,000 | 20,986,000 |
| Risk-weighted assets | 123,693,000 | 130,835,000 | 142,347,000 | 150,700,000 |