Call reports 2014
MADISON SQUARE FEDERAL SAVINGS BANK — 2014
What MADISON SQUARE FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 143,899,000 | 140,806,000 | 137,178,000 | 135,345,000 |
| Total loans | 83,261,000 | 82,641,000 | 80,240,000 | 78,366,000 |
| Allowance for loan losses | 875,000 | 828,000 | 829,000 | 798,000 |
| Securities available for sale | 41,845,000 | 44,853,000 | 43,504,000 | 42,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,282,000 | 127,737,000 | 124,172,000 | 122,174,000 |
| Interest-bearing deposits | 123,854,000 | 120,227,000 | 117,041,000 | 114,742,000 |
| Noninterest-bearing deposits | 7,428,000 | 7,510,000 | 7,131,000 | 7,432,000 |
| Equity capital | 11,972,000 | 12,318,000 | 12,259,000 | 12,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,296,000 | 3,407,000 | 4,489,000 |
| Interest expense | 243,000 | 476,000 | 705,000 | 926,000 |
| Net interest income | 918,000 | 1,820,000 | 2,702,000 | 3,563,000 |
| Noninterest income | 39,000 | 76,000 | 106,000 | 144,000 |
| Noninterest expense | 933,000 | 1,833,000 | 2,728,000 | 3,599,000 |
| Provision for loan losses | 0 | 19,000 | 19,000 | 19,000 |
| Pretax income | 27,000 | 48,000 | 65,000 | 95,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 48,000 | 65,000 | 95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,630,000 | 12,649,000 | 12,670,000 | 12,704,000 |
| Total capital | 13,466,000 | 13,477,000 | 13,483,000 | 13,494,000 |
| Risk-weighted assets | 66,849,000 | 67,230,000 | 64,996,000 | 64,141,000 |