Call reports 2013
MADISON SQUARE FEDERAL SAVINGS BANK — 2013
What MADISON SQUARE FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 149,656,000 | 149,786,000 | 146,978,000 | 146,141,000 |
| Total loans | 84,450,000 | 85,353,000 | 84,398,000 | 85,074,000 |
| Allowance for loan losses | 909,000 | 928,000 | 847,000 | 863,000 |
| Securities available for sale | 47,810,000 | 47,440,000 | 47,780,000 | 46,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,372,000 | 135,681,000 | 134,160,000 | 132,313,000 |
| Interest-bearing deposits | 129,738,000 | 128,378,000 | 126,592,000 | 124,853,000 |
| Noninterest-bearing deposits | 6,634,000 | 7,303,000 | 7,568,000 | 7,460,000 |
| Equity capital | 12,608,000 | 11,922,000 | 11,886,000 | 11,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,203,000 | 2,394,000 | 3,577,000 | 4,759,000 |
| Interest expense | 339,000 | 656,000 | 952,000 | 1,226,000 |
| Net interest income | 864,000 | 1,738,000 | 2,625,000 | 3,533,000 |
| Noninterest income | 46,000 | 88,000 | 131,000 | 180,000 |
| Noninterest expense | 898,000 | 1,766,000 | 2,657,000 | 3,559,000 |
| Provision for loan losses | 0 | 20,000 | 33,000 | 53,000 |
| Pretax income | 18,000 | 50,000 | 78,000 | 113,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,000 | 50,000 | 78,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,427,000 | 12,467,000 | 12,504,000 | 12,595,000 |
| Total capital | 13,298,000 | 13,341,000 | 13,351,000 | 13,458,000 |
| Risk-weighted assets | 69,634,000 | 69,881,000 | 68,908,000 | 69,051,000 |