Call reports 2012
MADISON SQUARE FEDERAL SAVINGS BANK — 2012
What MADISON SQUARE FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 155,007,000 | 156,961,000 | 154,696,000 | 151,452,000 |
| Total loans | 85,825,000 | 84,419,000 | 83,917,000 | 83,467,000 |
| Allowance for loan losses | 837,000 | 925,000 | 853,000 | 902,000 |
| Securities available for sale | 46,515,000 | 50,912,000 | 51,827,000 | 49,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,858,000 | 143,500,000 | 140,975,000 | 138,018,000 |
| Interest-bearing deposits | 134,698,000 | 136,781,000 | 134,648,000 | 131,926,000 |
| Noninterest-bearing deposits | 7,160,000 | 6,719,000 | 6,327,000 | 6,092,000 |
| Equity capital | 12,419,000 | 12,627,000 | 12,823,000 | 12,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,405,000 | 2,785,000 | 4,080,000 | 5,338,000 |
| Interest expense | 463,000 | 907,000 | 1,327,000 | 1,716,000 |
| Net interest income | 942,000 | 1,878,000 | 2,753,000 | 3,622,000 |
| Noninterest income | -68,000 | -14,000 | 107,000 | 158,000 |
| Noninterest expense | 903,000 | 1,791,000 | 2,695,000 | 3,586,000 |
| Provision for loan losses | 81,000 | 185,000 | 250,000 | 311,000 |
| Pretax income | -4,000 | 93,000 | 180,000 | 275,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -4,000 | 93,000 | 180,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,085,000 | 12,190,000 | 12,281,000 | 12,410,000 |
| Total capital | 12,922,000 | 13,115,000 | 13,134,000 | 13,285,000 |
| Risk-weighted assets | 75,057,000 | 73,780,000 | 71,773,000 | 70,002,000 |