Call reports 2020
FARMERS SAVINGS BANK, THE — 2020
What FARMERS SAVINGS BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 293,343,000 | 301,156,000 | 308,278,000 | 318,145,000 |
| Total loans | 89,489,000 | 90,872,000 | 92,756,000 | 90,830,000 |
| Allowance for loan losses | 2,931,000 | 2,939,000 | 2,954,000 | 2,887,000 |
| Securities available for sale | 191,375,000 | 202,190,000 | 198,081,000 | 212,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,233,000 | 217,032,000 | 223,537,000 | 232,608,000 |
| Interest-bearing deposits | 187,663,000 | 190,792,000 | 195,107,000 | 203,425,000 |
| Noninterest-bearing deposits | 23,570,000 | 26,240,000 | 28,430,000 | 29,183,000 |
| Equity capital | 81,643,000 | 83,712,000 | 84,282,000 | 85,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,674,000 | 5,142,000 | 7,677,000 | 10,195,000 |
| Interest expense | 476,000 | 925,000 | 1,351,000 | 1,730,000 |
| Net interest income | 2,198,000 | 4,217,000 | 6,326,000 | 8,465,000 |
| Noninterest income | 111,000 | 210,000 | 310,000 | 404,000 |
| Noninterest expense | 1,078,000 | 2,071,000 | 3,049,000 | 4,250,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,231,000 | 2,345,000 | 3,576,000 | 4,608,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,231,000 | 2,345,000 | 3,576,000 | 4,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,038,000 | 74,154,000 | 74,385,000 | 74,418,000 |
| Total capital | 75,464,000 | 75,604,000 | 75,868,000 | 75,896,000 |
| Risk-weighted assets | 112,583,000 | 114,476,000 | 117,229,000 | 116,874,000 |