Call reports 2016
FARMERS SAVINGS BANK, THE — 2016
What FARMERS SAVINGS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 281,013,000 | 282,208,000 | 283,667,000 | 273,917,000 |
| Total loans | 77,460,000 | 77,103,000 | 78,395,000 | 78,089,000 |
| Allowance for loan losses | 1,780,000 | 2,235,000 | 2,247,000 | 2,223,000 |
| Securities available for sale | 180,338,000 | 183,927,000 | 188,395,000 | 187,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,344,000 | 208,808,000 | 210,163,000 | 210,122,000 |
| Interest-bearing deposits | 191,744,000 | 190,691,000 | 191,512,000 | 190,009,000 |
| Noninterest-bearing deposits | 19,600,000 | 18,117,000 | 18,651,000 | 20,113,000 |
| Equity capital | 69,439,000 | 73,187,000 | 73,277,000 | 63,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,398,000 | 4,662,000 | 7,035,000 | 9,344,000 |
| Interest expense | 310,000 | 620,000 | 933,000 | 1,239,000 |
| Net interest income | 2,088,000 | 4,042,000 | 6,102,000 | 8,105,000 |
| Noninterest income | 115,000 | 273,000 | 376,000 | 512,000 |
| Noninterest expense | 1,014,000 | 1,926,000 | 2,932,000 | 3,998,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,351,000 | 2,499,000 | 3,823,000 | 4,882,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,351,000 | 2,499,000 | 3,823,000 | 4,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,018,000 | 67,416,000 | 68,239,000 | 68,299,000 |
| Total capital | 68,308,000 | 68,697,000 | 69,519,000 | 69,584,000 |
| Risk-weighted assets | 102,719,000 | 101,491,000 | 101,464,000 | 101,852,000 |