Call reports 2015
FARMERS SAVINGS BANK, THE — 2015
What FARMERS SAVINGS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 280,722,000 | 274,857,000 | 275,882,000 | 277,801,000 |
| Total loans | 78,710,000 | 79,776,000 | 78,613,000 | 78,453,000 |
| Allowance for loan losses | 1,760,000 | 1,744,000 | 1,754,000 | 1,767,000 |
| Securities available for sale | 181,633,000 | 178,397,000 | 179,863,000 | 189,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,832,000 | 211,296,000 | 209,098,000 | 210,093,000 |
| Interest-bearing deposits | 194,747,000 | 194,025,000 | 191,851,000 | 192,071,000 |
| Noninterest-bearing deposits | 18,085,000 | 17,271,000 | 17,247,000 | 18,022,000 |
| Equity capital | 67,606,000 | 63,334,000 | 66,545,000 | 67,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,424,000 | 4,955,000 | 7,324,000 | 9,741,000 |
| Interest expense | 338,000 | 667,000 | 996,000 | 1,319,000 |
| Net interest income | 2,086,000 | 4,288,000 | 6,328,000 | 8,422,000 |
| Noninterest income | 111,000 | 230,000 | 178,000 | 268,000 |
| Noninterest expense | 962,000 | 1,959,000 | 2,997,000 | 3,972,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,230,000 | 2,554,000 | 3,501,000 | 4,912,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,230,000 | 2,554,000 | 3,501,000 | 4,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,235,000 | 65,059,000 | 65,507,000 | 66,167,000 |
| Total capital | 65,520,000 | 66,364,000 | 66,792,000 | 67,461,000 |
| Risk-weighted assets | 102,327,000 | 103,979,000 | 102,318,000 | 103,084,000 |