Call reports 2014
FARMERS SAVINGS BANK, THE — 2014
What FARMERS SAVINGS BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 275,992,000 | 280,387,000 | 277,607,000 | 277,826,000 |
| Total loans | 79,696,000 | 80,588,000 | 80,379,000 | 80,097,000 |
| Allowance for loan losses | 2,128,000 | 2,145,000 | 2,126,000 | 1,817,000 |
| Securities available for sale | 180,543,000 | 184,483,000 | 172,085,000 | 175,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,741,000 | 220,555,000 | 215,831,000 | 212,690,000 |
| Interest-bearing deposits | 205,242,000 | 202,529,000 | 198,894,000 | 195,167,000 |
| Noninterest-bearing deposits | 17,499,000 | 18,026,000 | 16,937,000 | 17,523,000 |
| Equity capital | 52,928,000 | 59,548,000 | 61,479,000 | 64,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,634,000 | 5,192,000 | 7,922,000 | 10,377,000 |
| Interest expense | 432,000 | 847,000 | 1,247,000 | 1,623,000 |
| Net interest income | 2,202,000 | 4,345,000 | 6,675,000 | 8,754,000 |
| Noninterest income | 101,000 | 208,000 | 317,000 | 416,000 |
| Noninterest expense | 910,000 | 1,846,000 | 2,829,000 | 3,787,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,393,000 | 3,021,000 | 4,519,000 | 5,887,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,393,000 | 3,021,000 | 4,519,000 | 5,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,511,000 | 61,639,000 | 62,637,000 | 63,505,000 |
| Total capital | 61,814,000 | 62,945,000 | 63,937,000 | 64,794,000 |
| Risk-weighted assets | 103,427,000 | 103,670,000 | 103,176,000 | 102,623,000 |