Call reports 2013
FARMERS SAVINGS BANK, THE — 2013
What FARMERS SAVINGS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 300,148,000 | 281,995,000 | 274,424,000 | 271,447,000 |
| Total loans | 81,182,000 | 81,909,000 | 81,267,000 | 81,555,000 |
| Allowance for loan losses | 2,181,000 | 2,239,000 | 2,146,000 | 2,158,000 |
| Securities available for sale | 204,111,000 | 186,723,000 | 180,101,000 | 177,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,910,000 | 228,052,000 | 226,344,000 | 223,215,000 |
| Interest-bearing deposits | 212,039,000 | 210,190,000 | 208,915,000 | 206,614,000 |
| Noninterest-bearing deposits | 19,871,000 | 17,862,000 | 17,429,000 | 16,601,000 |
| Equity capital | 67,814,000 | 53,474,000 | 47,697,000 | 47,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,893,000 | 5,692,000 | 8,387,000 | 11,137,000 |
| Interest expense | 529,000 | 1,043,000 | 1,544,000 | 2,010,000 |
| Net interest income | 2,364,000 | 4,649,000 | 6,843,000 | 9,127,000 |
| Noninterest income | 112,000 | 217,000 | 347,000 | 423,000 |
| Noninterest expense | 790,000 | 1,540,000 | 2,294,000 | 3,226,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,111,000 | 3,874,000 | 4,385,000 | 5,830,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,111,000 | 3,874,000 | 4,385,000 | 5,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,025,000 | 59,413,000 | 58,674,000 | 59,618,000 |
| Total capital | 60,376,000 | 60,761,000 | 60,001,000 | 60,933,000 |
| Risk-weighted assets | 107,229,000 | 106,919,000 | 105,308,000 | 104,340,000 |