Call reports 2012
FARMERS SAVINGS BANK, THE — 2012
What FARMERS SAVINGS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 284,222,000 | 287,046,000 | 296,699,000 | 301,921,000 |
| Total loans | 87,152,000 | 86,272,000 | 85,508,000 | 83,107,000 |
| Allowance for loan losses | 1,971,000 | 2,039,000 | 1,494,000 | 2,160,000 |
| Securities available for sale | 164,377,000 | 175,587,000 | 187,799,000 | 202,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,793,000 | 219,205,000 | 226,200,000 | 231,862,000 |
| Interest-bearing deposits | 203,071,000 | 202,675,000 | 208,632,000 | 209,568,000 |
| Noninterest-bearing deposits | 16,722,000 | 16,530,000 | 17,568,000 | 22,294,000 |
| Equity capital | 63,982,000 | 67,409,000 | 70,036,000 | 69,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,875,000 | 5,687,000 | 8,580,000 | 11,361,000 |
| Interest expense | 651,000 | 1,273,000 | 1,894,000 | 2,505,000 |
| Net interest income | 2,224,000 | 4,414,000 | 6,686,000 | 8,856,000 |
| Noninterest income | 122,000 | 225,000 | 332,000 | 447,000 |
| Noninterest expense | 703,000 | 1,439,000 | 2,149,000 | 3,042,000 |
| Provision for loan losses | 150,000 | 200,000 | 200,000 | 850,000 |
| Pretax income | 2,078,000 | 4,014,000 | 7,567,000 | 8,311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,078,000 | 4,014,000 | 7,567,000 | 8,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,681,000 | 57,367,000 | 59,169,000 | 57,914,000 |
| Total capital | 58,029,000 | 58,707,000 | 60,529,000 | 59,270,000 |
| Risk-weighted assets | 107,200,000 | 106,526,000 | 108,681,000 | 107,676,000 |