Call reports 2011
FARMERS SAVINGS BANK, THE — 2011
What FARMERS SAVINGS BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 256,044,000 | 260,681,000 | 273,542,000 | 274,415,000 |
| Total loans | 92,336,000 | 90,642,000 | 89,043,000 | 88,724,000 |
| Allowance for loan losses | 1,793,000 | 1,980,000 | 2,128,000 | 2,298,000 |
| Securities available for sale | 134,554,000 | 145,691,000 | 156,380,000 | 163,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,815,000 | 205,245,000 | 209,881,000 | 212,350,000 |
| Interest-bearing deposits | 190,383,000 | 191,503,000 | 196,075,000 | 196,876,000 |
| Noninterest-bearing deposits | 13,432,000 | 13,742,000 | 13,806,000 | 15,474,000 |
| Equity capital | 51,679,000 | 55,001,000 | 63,210,000 | 61,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,955,000 | 5,902,000 | 8,797,000 | 11,638,000 |
| Interest expense | 797,000 | 1,496,000 | 2,183,000 | 2,855,000 |
| Net interest income | 2,158,000 | 4,406,000 | 6,614,000 | 8,783,000 |
| Noninterest income | 6,000 | 129,000 | 256,000 | 351,000 |
| Noninterest expense | 686,000 | 1,381,000 | 2,057,000 | 2,837,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,328,000 | 3,035,000 | 4,582,000 | 5,966,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,328,000 | 3,035,000 | 4,582,000 | 5,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,964,000 | 54,921,000 | 55,719,000 | 55,603,000 |
| Total capital | 55,298,000 | 56,252,000 | 57,050,000 | 56,941,000 |
| Risk-weighted assets | 106,299,000 | 105,868,000 | 105,652,000 | 106,063,000 |