Call reports 2009
FARMERS SAVINGS BANK, THE — 2009
What FARMERS SAVINGS BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 224,410,000 | 226,001,000 | 233,606,000 | 238,179,000 |
| Total loans | 97,553,000 | 96,965,000 | 97,612,000 | 97,357,000 |
| Allowance for loan losses | 1,040,000 | 1,136,000 | 1,213,000 | 1,477,000 |
| Securities available for sale | 107,897,000 | 116,702,000 | 115,085,000 | 112,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,388,000 | 169,045,000 | 172,909,000 | 178,501,000 |
| Interest-bearing deposits | 156,728,000 | 159,315,000 | 163,264,000 | 167,546,000 |
| Noninterest-bearing deposits | 9,660,000 | 9,730,000 | 9,645,000 | 10,955,000 |
| Equity capital | 52,299,000 | 51,215,000 | 55,020,000 | 54,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,043,000 | 6,237,000 | 9,280,000 | 12,325,000 |
| Interest expense | 1,132,000 | 2,256,000 | 3,328,000 | 4,365,000 |
| Net interest income | 1,911,000 | 3,981,000 | 5,952,000 | 7,960,000 |
| Noninterest income | 123,000 | 249,000 | 432,000 | 360,000 |
| Noninterest expense | 790,000 | 1,554,000 | 2,208,000 | 2,729,000 |
| Provision for loan losses | 0 | 925,000 | 1,000,000 | 2,075,000 |
| Pretax income | 1,244,000 | 1,940,000 | 3,406,000 | 4,162,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,244,000 | 1,940,000 | 3,406,000 | 4,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,524,000 | 50,720,000 | 51,436,000 | 51,193,000 |
| Total capital | 51,564,000 | 51,856,000 | 52,649,000 | 52,533,000 |
| Risk-weighted assets | 101,167,000 | 103,693,000 | 104,368,000 | 107,054,000 |