Call reports 2008
FARMERS SAVINGS BANK, THE — 2008
What FARMERS SAVINGS BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 218,188,000 | 218,350,000 | 220,226,000 | 218,487,000 |
| Total loans | 96,724,000 | 97,609,000 | 96,785,000 | 97,183,000 |
| Allowance for loan losses | 1,381,000 | 1,356,000 | 1,074,000 | 1,078,000 |
| Securities available for sale | 103,797,000 | 106,462,000 | 106,911,000 | 107,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,609,000 | 159,426,000 | 161,895,000 | 162,248,000 |
| Interest-bearing deposits | 146,588,000 | 148,322,000 | 151,982,000 | 153,016,000 |
| Noninterest-bearing deposits | 10,021,000 | 11,104,000 | 9,913,000 | 9,232,000 |
| Equity capital | 50,698,000 | 48,181,000 | 47,541,000 | 50,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,135,000 | 6,300,000 | 9,484,000 | 12,643,000 |
| Interest expense | 1,501,000 | 2,899,000 | 4,261,000 | 5,551,000 |
| Net interest income | 1,634,000 | 3,401,000 | 5,223,000 | 7,092,000 |
| Noninterest income | 126,000 | 260,000 | 401,000 | 536,000 |
| Noninterest expense | 624,000 | 1,138,000 | 1,772,000 | 2,435,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,168,000 | 2,563,000 | 3,892,000 | 5,274,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,168,000 | 2,563,000 | 3,892,000 | 5,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,424,000 | 49,069,000 | 49,399,000 | 50,030,000 |
| Total capital | 49,673,000 | 50,339,000 | 50,473,000 | 51,108,000 |
| Risk-weighted assets | 99,797,000 | 101,523,000 | 102,158,000 | 101,279,000 |