Call reports 2007
FARMERS SAVINGS BANK, THE — 2007
What FARMERS SAVINGS BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 210,708,000 | 208,579,000 | 212,798,000 | 216,618,000 |
| Total loans | 94,669,000 | 97,781,000 | 97,136,000 | 97,277,000 |
| Allowance for loan losses | 1,406,000 | 1,407,000 | 1,385,000 | 1,386,000 |
| Securities available for sale | 98,865,000 | 96,797,000 | 87,440,000 | 92,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,793,000 | 151,988,000 | 153,770,000 | 156,601,000 |
| Interest-bearing deposits | 142,812,000 | 140,052,000 | 143,067,000 | 144,267,000 |
| Noninterest-bearing deposits | 9,981,000 | 11,936,000 | 10,703,000 | 12,334,000 |
| Equity capital | 47,239,000 | 45,784,000 | 48,213,000 | 49,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,238,000 | 6,510,000 | 9,785,000 | 13,066,000 |
| Interest expense | 1,476,000 | 3,012,000 | 4,565,000 | 6,143,000 |
| Net interest income | 1,762,000 | 3,498,000 | 5,220,000 | 6,923,000 |
| Noninterest income | 108,000 | 237,000 | 367,000 | 495,000 |
| Noninterest expense | 614,000 | 1,126,000 | 1,678,000 | 2,305,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,260,000 | 2,614,000 | 3,722,000 | 5,104,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,260,000 | 2,614,000 | 3,722,000 | 5,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,663,000 | 47,266,000 | 47,624,000 | 48,006,000 |
| Total capital | 47,894,000 | 48,511,000 | 48,871,000 | 49,262,000 |
| Risk-weighted assets | 98,343,000 | 99,446,000 | 99,603,000 | 100,314,000 |