Call reports 2005
FARMERS SAVINGS BANK, THE — 2005
What FARMERS SAVINGS BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 210,532,000 | 208,554,000 | 203,063,000 | 200,241,000 |
| Total loans | 86,826,000 | 87,938,000 | 88,025,000 | 88,509,000 |
| Allowance for loan losses | 1,414,000 | 1,407,000 | 1,413,000 | 1,367,000 |
| Securities available for sale | 54,213,000 | 55,342,000 | 51,679,000 | 50,807,000 |
| Securities held to maturity | 52,251,000 | 53,537,000 | 52,946,000 | 50,016,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,134,000 | 164,884,000 | 159,595,000 | 157,221,000 |
| Interest-bearing deposits | 159,436,000 | 154,352,000 | 150,139,000 | 147,004,000 |
| Noninterest-bearing deposits | 9,698,000 | 10,532,000 | 9,456,000 | 10,217,000 |
| Equity capital | 40,934,000 | 43,187,000 | 42,944,000 | 42,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,093,000 | 6,230,000 | 9,381,000 | 12,493,000 |
| Interest expense | 962,000 | 1,959,000 | 2,995,000 | 4,073,000 |
| Net interest income | 2,131,000 | 4,271,000 | 6,386,000 | 8,420,000 |
| Noninterest income | 102,000 | 211,000 | 322,000 | 433,000 |
| Noninterest expense | 567,000 | 1,066,000 | 1,658,000 | 2,295,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,672,000 | 3,422,000 | 5,083,000 | 6,593,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,672,000 | 3,422,000 | 5,083,000 | 6,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,848,000 | 43,598,000 | 44,134,000 | 44,519,000 |
| Total capital | 44,056,000 | 44,805,000 | 45,331,000 | 45,709,000 |
| Risk-weighted assets | 96,424,000 | 96,355,000 | 95,531,000 | 94,990,000 |