Call reports 2004
FARMERS SAVINGS BANK, THE — 2004
What FARMERS SAVINGS BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 215,364,000 | 212,444,000 | 213,526,000 | 217,167,000 |
| Total loans | 80,194,000 | 81,555,000 | 84,765,000 | 85,361,000 |
| Allowance for loan losses | 1,498,000 | 1,504,000 | 1,414,000 | 1,415,000 |
| Securities available for sale | 63,447,000 | 62,054,000 | 60,661,000 | 58,610,000 |
| Securities held to maturity | 53,713,000 | 56,398,000 | 56,303,000 | 52,558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,362,000 | 174,930,000 | 172,563,000 | 175,514,000 |
| Interest-bearing deposits | 167,234,000 | 166,143,000 | 163,081,000 | 163,736,000 |
| Noninterest-bearing deposits | 8,128,000 | 8,787,000 | 9,482,000 | 11,778,000 |
| Equity capital | 39,483,000 | 37,009,000 | 40,500,000 | 41,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,056,000 | 6,125,000 | 9,266,000 | 12,471,000 |
| Interest expense | 1,062,000 | 2,105,000 | 3,125,000 | 4,134,000 |
| Net interest income | 1,994,000 | 4,020,000 | 6,141,000 | 8,337,000 |
| Noninterest income | 95,000 | 193,000 | 299,000 | 398,000 |
| Noninterest expense | 596,000 | 1,061,000 | 1,676,000 | 2,280,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,496,000 | 3,158,000 | 4,787,000 | 6,497,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,496,000 | 3,158,000 | 4,787,000 | 6,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,426,000 | 40,337,000 | 41,217,000 | 41,926,000 |
| Total capital | 40,606,000 | 41,522,000 | 42,433,000 | 43,139,000 |
| Risk-weighted assets | 94,088,000 | 94,472,000 | 97,082,000 | 96,799,000 |