Call reports 2003
FARMERS SAVINGS BANK, THE — 2003
What FARMERS SAVINGS BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 198,624,000 | 203,047,000 | 208,340,000 | 210,875,000 |
| Total loans | 83,867,000 | 81,226,000 | 78,191,000 | 77,829,000 |
| Allowance for loan losses | 1,142,000 | 1,448,000 | 1,317,000 | 1,496,000 |
| Securities available for sale | 40,108,000 | 44,879,000 | 56,742,000 | 59,364,000 |
| Securities held to maturity | 53,546,000 | 53,704,000 | 55,852,000 | 53,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,025,000 | 164,621,000 | 170,646,000 | 172,941,000 |
| Interest-bearing deposits | 152,797,000 | 155,407,000 | 161,281,000 | 163,544,000 |
| Noninterest-bearing deposits | 9,228,000 | 9,214,000 | 9,365,000 | 9,397,000 |
| Equity capital | 36,047,000 | 37,865,000 | 37,144,000 | 37,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,896,000 | 5,923,000 | 9,061,000 | 12,176,000 |
| Interest expense | 1,131,000 | 2,240,000 | 3,326,000 | 4,410,000 |
| Net interest income | 1,765,000 | 3,683,000 | 5,735,000 | 7,766,000 |
| Noninterest income | 91,000 | 195,000 | 289,000 | 391,000 |
| Noninterest expense | 519,000 | 1,024,000 | 1,608,000 | 2,186,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,350,000 | 2,867,000 | 4,436,000 | 6,020,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,350,000 | 2,867,000 | 4,436,000 | 6,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,997,000 | 37,014,000 | 38,083,000 | 38,667,000 |
| Total capital | 37,136,000 | 38,133,000 | 39,212,000 | 39,822,000 |
| Risk-weighted assets | 91,132,000 | 89,201,000 | 90,138,000 | 92,102,000 |