Call report 2008Q4
RIVER BANK — 2008Q4
The 22 measures RIVER BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 761,305,000 | USD | evidence → |
| Total loans | 452,621,000 | USD | evidence → |
| Allowance for loan losses | 5,885,000 | USD | evidence → |
| Securities available for sale | 264,136,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 417,031,000 | USD | evidence → |
| Interest-bearing deposits | 389,401,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,630,000 | USD | evidence → |
| Equity capital | 64,544,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,799,000 | USD | evidence → |
| Interest expense | 21,875,000 | USD | evidence → |
| Net interest income | 16,924,000 | USD | evidence → |
| Noninterest income | 2,030,000 | USD | evidence → |
| Noninterest expense | 11,642,000 | USD | evidence → |
| Provision for loan losses | 1,285,000 | USD | evidence → |
| Pretax income | -4,078,000 | USD | evidence → |
| Income tax | -1,496,000 | USD | evidence → |
| Net income | -2,582,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,889,000 | USD | evidence → |
| Total capital | 66,774,000 | USD | evidence → |
| Risk-weighted assets | 514,789,000 | USD | evidence → |