Call report 2007Q4
RIVER BANK — 2007Q4
The 22 measures RIVER BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 621,651,000 | USD | evidence → |
| Total loans | 358,113,000 | USD | evidence → |
| Allowance for loan losses | 4,810,000 | USD | evidence → |
| Securities available for sale | 230,165,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 324,049,000 | USD | evidence → |
| Interest-bearing deposits | 295,152,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,898,000 | USD | evidence → |
| Equity capital | 58,933,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,034,000 | USD | evidence → |
| Interest expense | 19,702,000 | USD | evidence → |
| Net interest income | 15,332,000 | USD | evidence → |
| Noninterest income | 2,658,000 | USD | evidence → |
| Noninterest expense | 11,359,000 | USD | evidence → |
| Provision for loan losses | 645,000 | USD | evidence → |
| Pretax income | 5,986,000 | USD | evidence → |
| Income tax | 2,152,000 | USD | evidence → |
| Net income | 3,834,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,511,000 | USD | evidence → |
| Total capital | 63,321,000 | USD | evidence → |
| Risk-weighted assets | 445,288,000 | USD | evidence → |