Call report 2004Q4
RIVER BANK — 2004Q4
The 22 measures RIVER BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 515,469,000 | USD | evidence → |
| Total loans | 232,810,000 | USD | evidence → |
| Allowance for loan losses | 4,140,000 | USD | evidence → |
| Securities available for sale | 62,871,000 | USD | evidence → |
| Securities held to maturity | 197,268,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 300,036,000 | USD | evidence → |
| Interest-bearing deposits | 284,815,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,221,000 | USD | evidence → |
| Equity capital | 54,478,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,459,000 | USD | evidence → |
| Interest expense | 8,501,000 | USD | evidence → |
| Net interest income | 13,958,000 | USD | evidence → |
| Noninterest income | 3,684,000 | USD | evidence → |
| Noninterest expense | 10,440,000 | USD | evidence → |
| Provision for loan losses | -300,000 | USD | evidence → |
| Pretax income | 7,502,000 | USD | evidence → |
| Income tax | 2,663,000 | USD | evidence → |
| Net income | 4,839,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,019,000 | USD | evidence → |
| Total capital | 57,884,000 | USD | evidence → |
| Risk-weighted assets | 308,883,000 | USD | evidence → |