Call report 2003Q4
RIVER BANK — 2003Q4
The 22 measures RIVER BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 465,391,000 | USD | evidence → |
| Total loans | 211,503,000 | USD | evidence → |
| Allowance for loan losses | 4,220,000 | USD | evidence → |
| Securities available for sale | 48,424,000 | USD | evidence → |
| Securities held to maturity | 183,786,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 273,149,000 | USD | evidence → |
| Interest-bearing deposits | 258,880,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,269,000 | USD | evidence → |
| Equity capital | 54,133,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,526,000 | USD | evidence → |
| Interest expense | 8,957,000 | USD | evidence → |
| Net interest income | 12,569,000 | USD | evidence → |
| Noninterest income | 3,408,000 | USD | evidence → |
| Noninterest expense | 9,578,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,385,000 | USD | evidence → |
| Income tax | 2,138,000 | USD | evidence → |
| Net income | 4,247,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,100,000 | USD | evidence → |
| Total capital | 57,668,000 | USD | evidence → |
| Risk-weighted assets | 284,771,000 | USD | evidence → |