Call reports 2020
SOUTHWEST GEORGIA BANK — 2020
What SOUTHWEST GEORGIA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 |
|---|---|
| Total assets | 532,414,000 |
| Total loans | 394,068,000 |
| Allowance for loan losses | 3,873,000 |
| Securities available for sale | 64,683,000 |
| Securities held to maturity | 23,385,000 |
| Trading assets | 0 |
| Total deposits | 473,998,000 |
| Interest-bearing deposits | 348,480,000 |
| Noninterest-bearing deposits | 125,518,000 |
| Equity capital | 47,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 |
|---|---|
| Interest income | 6,295,000 |
| Interest expense | 866,000 |
| Net interest income | 5,429,000 |
| Noninterest income | 1,130,000 |
| Noninterest expense | 9,716,000 |
| Provision for loan losses | 156,000 |
| Pretax income | -3,313,000 |
| Income tax | -742,000 |
| Net income | -2,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 |
|---|---|
| Tier 1 capital | 44,998,000 |
| Total capital | 48,871,000 |
| Risk-weighted assets | 388,226,000 |