Call reports 2001
SOUTHWEST GEORGIA BANK — 2001
What SOUTHWEST GEORGIA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 244,676,000 | 239,441,000 | 231,262,000 | 233,565,000 |
| Total loans | 123,338,000 | 124,580,000 | 121,967,000 | 120,832,000 |
| Allowance for loan losses | 1,885,000 | 1,922,000 | 1,849,000 | 1,883,000 |
| Securities available for sale | 26,752,000 | 28,317,000 | 28,431,000 | 26,375,000 |
| Securities held to maturity | 66,124,000 | 67,098,000 | 63,513,000 | 60,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,553,000 | 201,308,000 | 190,702,000 | 194,118,000 |
| Interest-bearing deposits | 180,293,000 | 176,925,000 | 165,635,000 | 168,328,000 |
| Noninterest-bearing deposits | 26,260,000 | 24,383,000 | 25,067,000 | 25,790,000 |
| Equity capital | 27,538,000 | 27,669,000 | 28,277,000 | 28,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,678,000 | 9,409,000 | 13,880,000 | 17,510,000 |
| Interest expense | 2,261,000 | 4,409,000 | 6,353,000 | 8,004,000 |
| Net interest income | 2,417,000 | 5,000,000 | 7,527,000 | 9,506,000 |
| Noninterest income | 808,000 | 1,447,000 | 2,110,000 | 5,155,000 |
| Noninterest expense | 2,034,000 | 4,160,000 | 6,281,000 | 9,813,000 |
| Provision for loan losses | 155,000 | 230,000 | 305,000 | 380,000 |
| Pretax income | 1,036,000 | 2,057,000 | 3,051,000 | 4,468,000 |
| Income tax | 285,000 | 539,000 | 742,000 | 1,360,000 |
| Net income | 751,000 | 1,518,000 | 2,309,000 | 3,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,582,000 | 26,860,000 | 27,164,000 | 25,376,000 |
| Total capital | 28,299,000 | 28,573,000 | 28,845,000 | 27,058,000 |
| Risk-weighted assets | 137,225,000 | 136,360,000 | 134,310,000 | 134,475,000 |