Call reports 2024
RELYANCE BANK — 2024
What RELYANCE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,370,659,000 | 1,376,368,000 | 1,448,784,000 | 1,450,661,000 |
| Total loans | 1,037,345,000 | 1,105,182,000 | 1,156,878,000 | 1,148,430,000 |
| Allowance for loan losses | 12,517,000 | 12,488,000 | 12,695,000 | 12,852,000 |
| Securities available for sale | 113,095,000 | 107,551,000 | 109,778,000 | 114,157,000 |
| Securities held to maturity | 33,346,000 | 34,516,000 | 33,804,000 | 32,828,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,175,402,000 | 1,196,539,000 | 1,217,838,000 | 1,262,576,000 |
| Interest-bearing deposits | 921,445,000 | 957,329,000 | 989,487,000 | 1,027,738,000 |
| Noninterest-bearing deposits | 253,957,000 | 239,210,000 | 228,351,000 | 234,838,000 |
| Equity capital | 156,460,000 | 161,126,000 | 166,833,000 | 167,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 16,926,000 | 34,669,000 | 53,991,000 | 73,598,000 |
| Interest expense | 7,095,000 | 14,640,000 | 22,977,000 | 30,972,000 |
| Net interest income | 9,831,000 | 20,029,000 | 31,014,000 | 42,626,000 |
| Noninterest income | 2,840,000 | 5,186,000 | 7,586,000 | 10,037,000 |
| Noninterest expense | 7,969,000 | 15,604,000 | 23,596,000 | 32,338,000 |
| Provision for loan losses | 0 | 0 | 0 | 215,000 |
| Pretax income | 3,245,000 | 7,367,000 | 12,760,000 | 17,866,000 |
| Income tax | 645,000 | 1,024,000 | 2,179,000 | 3,393,000 |
| Net income | 2,600,000 | 6,343,000 | 10,581,000 | 14,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,313,000 | 166,087,000 | 169,357,000 | 172,280,000 |
| Total capital | 176,430,000 | 180,175,000 | 183,402,000 | 186,482,000 |
| Risk-weighted assets | 1,227,594,000 | 1,287,055,000 | 1,334,567,000 | 1,337,139,000 |