Call reports 2022
RELYANCE BANK — 2022
What RELYANCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,148,074,000 | 1,182,233,000 | 1,180,400,000 | 1,190,663,000 |
| Total loans | 817,243,000 | 896,464,000 | 926,196,000 | 931,144,000 |
| Allowance for loan losses | 9,987,000 | 10,206,000 | 10,265,000 | 9,944,000 |
| Securities available for sale | 126,799,000 | 113,573,000 | 105,278,000 | 104,314,000 |
| Securities held to maturity | 37,336,000 | 39,024,000 | 37,138,000 | 34,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 982,480,000 | 1,017,329,000 | 1,019,887,000 | 1,015,237,000 |
| Interest-bearing deposits | 709,500,000 | 760,756,000 | 755,654,000 | 756,834,000 |
| Noninterest-bearing deposits | 272,980,000 | 256,573,000 | 264,233,000 | 258,403,000 |
| Equity capital | 147,096,000 | 144,720,000 | 142,651,000 | 145,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,896,000 | 20,102,000 | 31,006,000 | 42,770,000 |
| Interest expense | 471,000 | 1,089,000 | 2,041,000 | 3,994,000 |
| Net interest income | 9,425,000 | 19,013,000 | 28,965,000 | 38,776,000 |
| Noninterest income | 2,305,000 | 4,603,000 | 6,885,000 | 9,188,000 |
| Noninterest expense | 7,882,000 | 15,398,000 | 23,862,000 | 31,896,000 |
| Provision for loan losses | 175,000 | 430,000 | 600,000 | 600,000 |
| Pretax income | 3,673,000 | 7,788,000 | 11,388,000 | 15,468,000 |
| Income tax | 904,000 | 1,935,000 | 2,823,000 | 3,574,000 |
| Net income | 2,769,000 | 5,853,000 | 8,565,000 | 11,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,792,000 | 148,907,000 | 151,651,000 | 153,011,000 |
| Total capital | 156,779,000 | 159,113,000 | 161,916,000 | 162,955,000 |
| Risk-weighted assets | 1,009,236,000 | 1,081,814,000 | 1,123,984,000 | 1,129,579,000 |