Call reports 2021
RELYANCE BANK — 2021
What RELYANCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,022,372,000 | 1,102,169,000 | 1,118,960,000 | 1,132,006,000 |
| Total loans | 777,584,000 | 813,325,000 | 843,073,000 | 818,312,000 |
| Allowance for loan losses | 8,153,000 | 9,239,000 | 9,457,000 | 9,838,000 |
| Securities available for sale | 77,639,000 | 101,107,000 | 107,589,000 | 121,650,000 |
| Securities held to maturity | 25,994,000 | 24,419,000 | 20,448,000 | 22,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 880,037,000 | 957,707,000 | 971,130,000 | 962,063,000 |
| Interest-bearing deposits | 643,422,000 | 707,638,000 | 720,555,000 | 704,637,000 |
| Noninterest-bearing deposits | 236,615,000 | 250,069,000 | 250,575,000 | 257,426,000 |
| Equity capital | 124,239,000 | 126,851,000 | 129,855,000 | 151,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,756,000 | 20,094,000 | 30,826,000 | 41,183,000 |
| Interest expense | 713,000 | 1,330,000 | 1,899,000 | 2,282,000 |
| Net interest income | 9,043,000 | 18,764,000 | 28,927,000 | 38,901,000 |
| Noninterest income | 2,094,000 | 4,338,000 | 6,726,000 | 9,748,000 |
| Noninterest expense | 7,618,000 | 15,474,000 | 23,471,000 | 32,043,000 |
| Provision for loan losses | 240,000 | 545,000 | 980,000 | 2,005,000 |
| Pretax income | 3,279,000 | 7,083,000 | 11,202,000 | 14,601,000 |
| Income tax | 810,000 | 1,753,000 | 2,783,000 | 3,416,000 |
| Net income | 2,469,000 | 5,330,000 | 8,419,000 | 11,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,280,000 | 118,573,000 | 121,694,000 | 143,991,000 |
| Total capital | 124,433,000 | 127,812,000 | 131,151,000 | 153,829,000 |
| Risk-weighted assets | 879,649,000 | 930,281,000 | 981,634,000 | 978,979,000 |