Call reports 2019
RELYANCE BANK — 2019
What RELYANCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 833,405,000 | 845,929,000 | 866,549,000 | 860,104,000 |
| Total loans | 646,417,000 | 673,445,000 | 686,592,000 | 677,744,000 |
| Allowance for loan losses | 6,619,000 | 6,377,000 | 6,673,000 | 6,324,000 |
| Securities available for sale | 43,733,000 | 54,030,000 | 58,280,000 | 57,953,000 |
| Securities held to maturity | 51,247,000 | 45,823,000 | 44,054,000 | 42,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 717,335,000 | 687,822,000 | 728,524,000 | 716,141,000 |
| Interest-bearing deposits | 573,123,000 | 550,594,000 | 583,689,000 | 576,205,000 |
| Noninterest-bearing deposits | 144,212,000 | 137,228,000 | 144,835,000 | 139,936,000 |
| Equity capital | 108,840,000 | 111,588,000 | 111,113,000 | 113,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,697,000 | 17,591,000 | 27,193,000 | 36,718,000 |
| Interest expense | 1,719,000 | 3,600,000 | 5,576,000 | 7,519,000 |
| Net interest income | 6,978,000 | 13,991,000 | 21,617,000 | 29,199,000 |
| Noninterest income | 1,853,000 | 4,016,000 | 6,260,000 | 8,453,000 |
| Noninterest expense | 6,169,000 | 12,473,000 | 18,827,000 | 25,343,000 |
| Provision for loan losses | 180,000 | 240,000 | 550,000 | 550,000 |
| Pretax income | 2,482,000 | 5,294,000 | 8,500,000 | 11,759,000 |
| Income tax | 587,000 | 1,173,000 | 1,950,000 | 2,736,000 |
| Net income | 1,895,000 | 4,121,000 | 6,550,000 | 9,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,812,000 | 103,069,000 | 102,330,000 | 104,834,000 |
| Total capital | 107,878,000 | 109,705,000 | 109,003,000 | 111,158,000 |
| Risk-weighted assets | 707,096,000 | 749,524,000 | 767,991,000 | 759,132,000 |