Call reports 2018
RELYANCE BANK — 2018
What RELYANCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 803,986,000 | 804,245,000 | 836,625,000 | 825,622,000 |
| Total loans | 614,107,000 | 649,330,000 | 672,177,000 | 653,835,000 |
| Allowance for loan losses | 5,676,000 | 6,332,000 | 6,729,000 | 6,897,000 |
| Securities available for sale | 26,657,000 | 28,047,000 | 34,115,000 | 42,194,000 |
| Securities held to maturity | 62,783,000 | 59,215,000 | 57,101,000 | 52,708,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 676,722,000 | 664,393,000 | 687,439,000 | 689,411,000 |
| Interest-bearing deposits | 537,735,000 | 535,372,000 | 553,500,000 | 558,273,000 |
| Noninterest-bearing deposits | 138,987,000 | 129,021,000 | 133,939,000 | 131,138,000 |
| Equity capital | 100,113,000 | 102,165,000 | 104,170,000 | 106,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,643,000 | 16,005,000 | 24,752,000 | 33,765,000 |
| Interest expense | 1,096,000 | 2,144,000 | 3,516,000 | 5,059,000 |
| Net interest income | 6,547,000 | 13,861,000 | 21,236,000 | 28,706,000 |
| Noninterest income | 1,710,000 | 3,606,000 | 5,485,000 | 7,502,000 |
| Noninterest expense | 5,949,000 | 12,041,000 | 18,170,000 | 24,548,000 |
| Provision for loan losses | 300,000 | 740,000 | 1,015,000 | 1,090,000 |
| Pretax income | 2,008,000 | 4,686,000 | 7,536,000 | 10,570,000 |
| Income tax | 462,000 | 1,082,000 | 1,793,000 | 2,447,000 |
| Net income | 1,546,000 | 3,604,000 | 5,743,000 | 8,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,425,000 | 94,444,000 | 96,544,000 | 98,885,000 |
| Total capital | 98,577,000 | 101,027,000 | 103,353,000 | 105,806,000 |
| Risk-weighted assets | 667,578,000 | 696,341,000 | 732,062,000 | 719,116,000 |