Call reports 2017
RELYANCE BANK — 2017
What RELYANCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 695,738,000 | 743,444,000 | 770,680,000 | 759,792,000 |
| Total loans | 533,427,000 | 603,035,000 | 620,418,000 | 610,535,000 |
| Allowance for loan losses | 5,280,000 | 5,937,000 | 6,231,000 | 6,446,000 |
| Securities available for sale | 24,423,000 | 23,939,000 | 24,932,000 | 24,273,000 |
| Securities held to maturity | 60,812,000 | 62,250,000 | 65,211,000 | 63,539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,296,000 | 567,961,000 | 602,379,000 | 604,526,000 |
| Interest-bearing deposits | 448,715,000 | 437,595,000 | 469,264,000 | 474,811,000 |
| Noninterest-bearing deposits | 142,581,000 | 130,366,000 | 133,115,000 | 129,715,000 |
| Equity capital | 82,998,000 | 84,544,000 | 88,984,000 | 90,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,330,000 | 13,409,000 | 21,215,000 | 28,997,000 |
| Interest expense | 642,000 | 1,434,000 | 2,481,000 | 3,494,000 |
| Net interest income | 5,688,000 | 11,975,000 | 18,734,000 | 25,503,000 |
| Noninterest income | 1,535,000 | 3,222,000 | 4,983,000 | 6,858,000 |
| Noninterest expense | 5,649,000 | 11,006,000 | 16,351,000 | 21,587,000 |
| Provision for loan losses | 40,000 | 405,000 | 825,000 | 925,000 |
| Pretax income | 1,534,000 | 3,786,000 | 6,541,000 | 9,849,000 |
| Income tax | 512,000 | 1,330,000 | 2,326,000 | 3,882,000 |
| Net income | 1,022,000 | 2,456,000 | 4,215,000 | 5,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,207,000 | 84,641,000 | 89,100,000 | 90,852,000 |
| Total capital | 89,036,000 | 90,794,000 | 95,400,000 | 97,422,000 |
| Risk-weighted assets | 581,739,000 | 651,952,000 | 667,371,000 | 666,152,000 |