Call report 2004Q4
RELYANCE BANK — 2004Q4
The 22 measures RELYANCE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 261,501,000 | USD | evidence → |
| Total loans | 168,876,000 | USD | evidence → |
| Allowance for loan losses | 1,767,000 | USD | evidence → |
| Securities available for sale | 31,785,000 | USD | evidence → |
| Securities held to maturity | 19,271,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 218,409,000 | USD | evidence → |
| Interest-bearing deposits | 177,174,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,235,000 | USD | evidence → |
| Equity capital | 27,536,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,704,000 | USD | evidence → |
| Interest expense | 2,706,000 | USD | evidence → |
| Net interest income | 9,998,000 | USD | evidence → |
| Noninterest income | 3,654,000 | USD | evidence → |
| Noninterest expense | 9,886,000 | USD | evidence → |
| Provision for loan losses | 753,000 | USD | evidence → |
| Pretax income | 3,031,000 | USD | evidence → |
| Income tax | 842,000 | USD | evidence → |
| Net income | 2,189,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,660,000 | USD | evidence → |
| Total capital | 29,427,000 | USD | evidence → |
| Risk-weighted assets | 212,096,000 | USD | evidence → |