Call reports 2001
RELYANCE BANK — 2001
What RELYANCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 191,784,000 | 201,066,000 | 205,394,000 | 209,446,000 |
| Total loans | 119,260,000 | 130,976,000 | 136,194,000 | 125,814,000 |
| Allowance for loan losses | 1,387,000 | 1,483,000 | 1,620,000 | 1,610,000 |
| Securities available for sale | 37,071,000 | 35,389,000 | 29,776,000 | 34,808,000 |
| Securities held to maturity | 11,477,000 | 10,581,000 | 12,436,000 | 13,478,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,591,000 | 178,656,000 | 182,621,000 | 185,846,000 |
| Interest-bearing deposits | 140,132,000 | 147,354,000 | 149,579,000 | 152,812,000 |
| Noninterest-bearing deposits | 30,459,000 | 31,302,000 | 33,042,000 | 33,034,000 |
| Equity capital | 14,887,000 | 15,436,000 | 16,204,000 | 16,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,513,000 | 7,160,000 | 10,807,000 | 14,194,000 |
| Interest expense | 1,585,000 | 3,121,000 | 4,575,000 | 5,868,000 |
| Net interest income | 1,928,000 | 4,039,000 | 6,232,000 | 8,326,000 |
| Noninterest income | 625,000 | 1,336,000 | 2,128,000 | 3,009,000 |
| Noninterest expense | 1,763,000 | 3,633,000 | 5,568,000 | 7,513,000 |
| Provision for loan losses | 90,000 | 250,000 | 420,000 | 570,000 |
| Pretax income | 700,000 | 1,492,000 | 2,372,000 | 3,252,000 |
| Income tax | 216,000 | 462,000 | 748,000 | 871,000 |
| Net income | 484,000 | 1,030,000 | 1,624,000 | 2,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,552,000 | 15,092,000 | 15,688,000 | 16,447,000 |
| Total capital | 15,939,000 | 16,575,000 | 17,308,000 | 18,057,000 |
| Risk-weighted assets | 133,587,000 | 159,673,000 | 164,468,000 | 163,509,000 |