Call report 2009Q4
SPIRIT BANK — 2009Q4
The 22 measures SPIRIT BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 23,508,000 | USD | evidence → |
| Total loans | 13,130,000 | USD | evidence → |
| Allowance for loan losses | 149,000 | USD | evidence → |
| Securities available for sale | 5,418,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 20,289,000 | USD | evidence → |
| Interest-bearing deposits | 16,538,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,751,000 | USD | evidence → |
| Equity capital | 2,197,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,173,000 | USD | evidence → |
| Interest expense | 406,000 | USD | evidence → |
| Net interest income | 767,000 | USD | evidence → |
| Noninterest income | 169,000 | USD | evidence → |
| Noninterest expense | 854,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | -289,000 | USD | evidence → |
| Income tax | -112,000 | USD | evidence → |
| Net income | -177,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,233,000 | USD | evidence → |
| Total capital | 2,382,000 | USD | evidence → |
| Risk-weighted assets | 16,134,000 | USD | evidence → |