Call report 2008Q1
SPIRIT BANK — 2008Q1
The 22 measures SPIRIT BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 23,690,000 | USD | evidence → |
| Total loans | 10,025,000 | USD | evidence → |
| Allowance for loan losses | 136,000 | USD | evidence → |
| Securities available for sale | 8,070,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 19,994,000 | USD | evidence → |
| Interest-bearing deposits | 16,234,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,760,000 | USD | evidence → |
| Equity capital | 2,515,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 342,000 | USD | evidence → |
| Interest expense | 160,000 | USD | evidence → |
| Net interest income | 182,000 | USD | evidence → |
| Noninterest income | 54,000 | USD | evidence → |
| Noninterest expense | 210,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 30,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | 28,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,451,000 | USD | evidence → |
| Total capital | 2,587,000 | USD | evidence → |
| Risk-weighted assets | 13,744,000 | USD | evidence → |