Call report 2007Q1
SPIRIT BANK — 2007Q1
The 22 measures SPIRIT BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 21,857,000 | USD | evidence → |
| Total loans | 10,610,000 | USD | evidence → |
| Allowance for loan losses | 147,000 | USD | evidence → |
| Securities available for sale | 6,642,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 17,135,000 | USD | evidence → |
| Interest-bearing deposits | 14,266,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,869,000 | USD | evidence → |
| Equity capital | 2,386,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 327,000 | USD | evidence → |
| Interest expense | 166,000 | USD | evidence → |
| Net interest income | 161,000 | USD | evidence → |
| Noninterest income | 42,000 | USD | evidence → |
| Noninterest expense | 166,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 40,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | 31,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,402,000 | USD | evidence → |
| Total capital | 2,549,000 | USD | evidence → |
| Risk-weighted assets | 12,912,000 | USD | evidence → |